Risk disclosure

Investing here can lose you money. This page says how, in plain terms, because you should be able to understand what you are taking on without a financial adviser to translate it.

Your money is not easy to get back

This is the risk people underestimate most. A share in a building is not a savings account. There is no guaranteed buyer. When you ask to sell, we check whether another holder wants to buy or whether the buy-back facility has room, and we tell you honestly whether the answer is accepted, queued or unavailable. It can be unavailable for a long time. Do not invest money you expect to need soon.

Income can fall or stop

Rent depends on tenants staying and paying. Energy revenue depends on an offtaker honouring an agreement and on the weather. A vacant month, an unexpected repair or a cloudy quarter all reduce what is distributed. Past distributions do not tell you what future ones will be, and every forward-looking figure on this platform is labelled an estimate for that reason.

Asset values move both ways

A valuation is a professional opinion at a point in time. Property can fall in value. Energy equipment depreciates by design: panels degrade, inverters are replaced, so an energy asset’s capital value is expected to decline over its life even while it pays well.

Concentration

Putting everything into one asset means one bad outcome affects all of it. We will coach you toward spreading across a few, and we will not stop you, but we would rather say this plainly than only mention it in a footnote.

Certification can change

A certificate can lapse or be revoked if something material changes. When that happens, new investment in that asset stops, existing holders are told what happened, and the reason is published on the same public page that carried the original certificate. You keep your holding; what changes is that the asset is no longer open.

Counterparty and operational risk

Each asset sits in its own company, operated by the provider who brought it. Providers can underperform. We reconcile four registers continuously and raise any discrepancy within 24 hours, but reconciliation catches errors; it does not prevent a business from being run badly.